# AstraBanq
### Introduction
AstraBanq is a next-generation neobank built for individuals and businesses operating across both fiat and crypto worlds. Open accounts in minutes, send and receive money globally, convert crypto to fiat seamlessly — all from one platform powered by AstraAI.
Available in **170+ countries**. Supporting **40+ currencies**. Open and hold accounts in **USD, EUR, GBP, CAD, and AED**.
***
### **Why AstraBanq?**
Traditional banks don't understand crypto. Crypto platforms don't understand banking. AstraBanq is built for both — giving you the infrastructure of a modern financial institution with native support for the digital asset economy.
* Send and receive fiat globally via SWIFT, SEPA, and Local Payment Rails
* Convert crypto to fiat and fiat to crypto instantly
* Hold multi-currency accounts with dedicated IBANs
* Pay with Astra Cards anywhere in the world
* Manage everything through a clean, AI-powered interface
***
### **Who is it for?**
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| ----------------------- | -------------------------------------------------------------------------------------------------------- |
| **Individuals** | Anyone who wants a modern account that works with both fiat and crypto — no complexity, no delays |
| **Businesses** | Companies needing multi-currency accounts, international payments, and crypto on/off ramp infrastructure |
| **Crypto-native users** | Traders, builders, and investors who need a reliable fiat exit without leaving the ecosystem |
***
### Accounts
AstraBanq offers two account types — Personal and Business — both with full access to the platform's financial services.
**Personal Account** Designed for individuals. Open in minutes with standard KYC verification. Get a dedicated IBAN, multi-currency wallet, and instant access to crypto on/off ramp.
**Business / Corporate Account** Designed for companies and founders. Full KYB onboarding, dedicated IBANs, multi-currency support, and team access controls. Ideal for businesses accepting payments internationally or managing treasury across fiat and crypto.
**Supported account currencies:** USD · EUR · GBP · CAD · AED
***
### Financial Services
**Multi-Currency Accounts** Hold, send, and receive in 40+ currencies. No more converting everything back to a base currency — manage money where it needs to be.
**Dedicated IBANs** Every AstraBanq account comes with a dedicated IBAN, making it easy to receive international wire transfers directly into your account.
**SWIFT** Send and receive international payments to and from banks worldwide via the SWIFT network.
**SEPA** Fast, low-cost euro transfers across the SEPA zone — ideal for European transactions.
**Local Payment Rails** Domestic payment support across key markets, enabling faster and cheaper local transfers without routing through international networks.
**Crypto On-Ramp (Fiat → Crypto)** Convert fiat currency to crypto directly within your account. Simple, fast, and competitive rates.
**Crypto Off-Ramp (Crypto → Fiat)** Convert crypto holdings to fiat and settle directly to your AstraBank account or external bank. One of the most streamlined off-ramp experiences in the market.
**Foreign Exchange** Convert between 40+ fiat currencies at competitive rates, directly within your account. No need for a separate FX provider — send EUR, receive USD, hold AED. Instant conversion with transparent pricing.
***
### Payment Services
Move money the way you need to — domestically or internationally, in fiat or crypto.
**Send & Receive Fiat** Transfer funds globally using SWIFT, SEPA, or Local Payment Rails. Competitive FX rates with no hidden fees.
**Crypto Conversions** On-ramp and off-ramp built directly into the account experience. No third-party integrations, no friction.
**Strong Customer Authentication (SCA)** All payment operations are protected by SCA — an additional layer of verification that keeps your funds secure.
***
### Astra Cards
Spend anywhere in the world with Astra Cards — available in three formats to suit every need.
**Plastic Card** Your everyday physical card. Use it in-store, at ATMs, and anywhere Mastercard or Visa is accepted.
**Virtual Card** Instant issuance. Perfect for online purchases, subscriptions, and anywhere you need a card number immediately without waiting for delivery.
**Metal Card** Premium metal card for those who want the full experience. Same functionality as the plastic card, elevated finish.
All cards are linked directly to your AstraBanq account with real-time transaction visibility and spend controls.
***
### Security
AstraBanq is built with security at every layer.
**KYC / KYB Onboarding** All accounts go through identity verification — Know Your Customer for individuals, Know Your Business for companies. This keeps the platform compliant and protects all users.
**Strong Customer Authentication** Every sensitive action — payments, account changes, large transfers — requires multi-factor authentication. Your account cannot be accessed or moved without your confirmation.
**Advanced Encryption** All data is encrypted in transit and at rest. AstraAI-powered anomaly detection monitors for unusual activity around the clock.
**AI Innovation** AstraBanq leverages AstraAI across its platform — from smart transaction monitoring to AI Banking Support, the intelligence layer makes AstraBanq faster to use and harder to compromise.
#### **Access AstraBanq**
| | |
| --------------------- | -------------------------------------------------- |
| 🌐 **Website** | [astrabanq.com](https://astrabanq.com) |
| 🏦 **Online Banking** | [ebank.astrabanq.com](https://ebank.astrabanq.com) |
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